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Product
Product
Merchant Surcharge
Merchant Surcharge
Keep 100% of Your
Credit Card Transactions
Keep 100% of Your
Credit Card Transactions
Pass credit card processing fees directly to your patients with our merchant surcharge option. This allows you to eliminate processing costs and receive the full amount of every credit card payment—boosting your bottom line.
Rules for Surcharging
Surcharge programs have been available for years, but due to complex regulations and strict rules, many businesses haven’t explored their full potential. Our solution simplifies the process, making it easy and compliant for your business.
We Handle Card Brand Registration
We take care of registering your business with the necessary card networks, so you don’t have to navigate the paperwork.
Professional Signage and Transparent Display
Receive clear, compliant signage for your practice, and let our terminals, mobile app, and virtual terminal automatically display surcharges on receipts for complete transparency.
No Cost to Your Business
Our surcharge solution adds a 3% fee for credit card transactions, fully covering processing costs so you can keep 100% of the original payment.Automatic and Accurate Fee Calculation
Surcharges are automatically calculated and displayed as a separate line item on customer receipts, ensuring both clarity and compliance.
Understand Your Payment Processing Costs with Surcharging
Understand Your Payment Processing Costs with Surcharging
With merchant surcharging, credit card processing fees are passed directly to patients, allowing you to retain 100% of the payment amount. For online credit card payments, the fee is 2.89%, and for in-person credit card payments, the fee is 2.39%—both covered by the patient.
Merchant Surcharge Fees
Unlike other solutions that increase processing rates when surcharging is enabled—sometimes raising fees to 3.4% or more—our rates remain the same, whether or not you use surcharging.
Online Payments
2.89%
In Person Payments
2.39%
Merchant Surcharge Fees
Unlike other solutions that increase processing rates when surcharging is enabled—sometimes raising fees to 3.4% or more—our rates remain the same, whether or not you use surcharging.
Processing Rate
$2.89
%
+ .30 cents per transaction
Merchant Surcharge Fees
Unlike other solutions that increase processing rates when surcharging is enabled—sometimes raising fees to 3.4% or more—our rates remain the same, whether or not you use surcharging.
Online Payments
2.89%
In Person Payments
2.39%
“We previously used spreadsheets to track our payment plans, but with The Billing Company's payment plan functionality, those days are gone. Their automatic payments and renewals have made managing payment plans a breeze.”
Dr. Kwansoo L.
PNW Dental Center
Dr. Kwansoo L.
PNW Dental Center
Dr. Thomas J.
Main St Dental - SRQ
Sasha B.
Downtown Dental Fenton
Dr. James L.
West Lake Family Dental
Amanda R
Drs Burau Family Dental
“We previously used spreadsheets to track our payment plans, but with The Billing Company's payment plan functionality, those days are gone. Their automatic payments and renewals have made managing payment plans a breeze.”
Dr. Kwansoo L.
PNW Dental Center
Dr. Kwansoo L.
PNW Dental Center
Dr. Thomas J.
Main St Dental - SRQ
Sasha B.
Downtown Dental Fenton
Dr. James L.
West Lake Family Dental
Amanda R
Drs Burau Family Dental
“The Billing Co. offers great value by streamlining the management of overdue accounts, increasing collection success, and enhancing the overall experience for patients.”
Dr. Thomas J.
Main St Dental - SRQ
“We previously used spreadsheets to track our payment plans, with The Billing Company's payment plan functionality that days are gone, with their automatic payments and renewals our payment plans are a breeze”
Dr. Kwansoo L.
PNW Dental Center
“We had $100,000 in outstanding balances, and within 30 days of using The Billing Co.'s Auto Collect feature, we recovered $60,000. The automation streamlined our process and allowed our staff to focus on other priorities. We highly recommend it—10/10!”
Sasha B.
Downtown Dental Fenton
“The ability to manage all our payments—including payment plans, auto collections, patient subscriptions, and insurance payments—in one place has been invaluable for our staff and has greatly simplified the payment reconciliation process.”
Dr. James L.
West Lake Family Dental“Auto collection's automated messaging for past-due accounts has transformed how we reduce outstanding patient AR. Pairing this with balance breakdowns and easy patient opt-ins for payment plans has significantly increased our collection rate.”
Amanda R.
Drs Burau Family Dental“The Billing Co. offers great value by streamlining the management of overdue accounts, increasing collection success, and enhancing the overall experience for patients.”
Dr. Thomas J.
Main St Dental - SRQ
“We previously used spreadsheets to track our payment plans, with The Billing Company's payment plan functionality that days are gone, with their automatic payments and renewals our payment plans are a breeze”
Dr. Kwansoo L.
PNW Dental Center
“We had $100,000 in outstanding balances, and within 30 days of using The Billing Co.'s Auto Collect feature, we recovered $60,000. The automation streamlined our process and allowed our staff to focus on other priorities. We highly recommend it—10/10!”
Sasha B.
Downtown Dental Fenton
“The ability to manage all our payments—including payment plans, auto collections, patient subscriptions, and insurance payments—in one place has been invaluable for our staff and has greatly simplified the payment reconciliation process.”
Dr. James L.
West Lake Family Dental“Auto collection's automated messaging for past-due accounts has transformed how we reduce outstanding patient AR. Pairing this with balance breakdowns and easy patient opt-ins for payment plans has significantly increased our collection rate.”
Amanda R.
Drs Burau Family Dental“The Billing Co. offers great value by streamlining the management of overdue accounts, increasing collection success, and enhancing the overall experience for patients.”
Dr. Thomas J.
Main St Dental - SRQ
“We previously used spreadsheets to track our payment plans, with The Billing Company's payment plan functionality that days are gone, with their automatic payments and renewals our payment plans are a breeze”
Dr. Kwansoo L.
PNW Dental Center
“We had $100,000 in outstanding balances, and within 30 days of using The Billing Co.'s Auto Collect feature, we recovered $60,000. The automation streamlined our process and allowed our staff to focus on other priorities. We highly recommend it—10/10!”
Sasha B.
Downtown Dental Fenton
“The ability to manage all our payments—including payment plans, auto collections, patient subscriptions, and insurance payments—in one place has been invaluable for our staff and has greatly simplified the payment reconciliation process.”
Dr. James L.
West Lake Family Dental“Auto collection's automated messaging for past-due accounts has transformed how we reduce outstanding patient AR. Pairing this with balance breakdowns and easy patient opt-ins for payment plans has significantly increased our collection rate.”
Amanda R.
Drs Burau Family Dental“The Billing Co. offers great value by streamlining the management of overdue accounts, increasing collection success, and enhancing the overall experience for patients.”
Dr. Thomas J.
Main St Dental - SRQ
“We previously used spreadsheets to track our payment plans, with The Billing Company's payment plan functionality that days are gone, with their automatic payments and renewals our payment plans are a breeze”
Dr. Kwansoo L.
PNW Dental Center
“We had $100,000 in outstanding balances, and within 30 days of using The Billing Co.'s Auto Collect feature, we recovered $60,000. The automation streamlined our process and allowed our staff to focus on other priorities. We highly recommend it—10/10!”
Sasha B.
Downtown Dental Fenton
“The ability to manage all our payments—including payment plans, auto collections, patient subscriptions, and insurance payments—in one place has been invaluable for our staff and has greatly simplified the payment reconciliation process.”
Dr. James L.
West Lake Family Dental“Auto collection's automated messaging for past-due accounts has transformed how we reduce outstanding patient AR. Pairing this with balance breakdowns and easy patient opt-ins for payment plans has significantly increased our collection rate.”
Amanda R.
Drs Burau Family Dental
“The Billing Co. offers great value by streamlining the management of overdue accounts, increasing collection success, and enhancing the overall experience for patients.”
Dr. Thomas J.
Main St Dental - SRQ
“We previously used spreadsheets to track our payment plans, with The Billing Company's payment plan functionality that days are gone, with their automatic payments and renewals our payment plans are a breeze”
Dr. Kwansoo L.
PNW Dental Center
“We had $100,000 in outstanding balances, and within 30 days of using The Billing Co.'s Auto Collect feature, we recovered $60,000. The automation streamlined our process and allowed our staff to focus on other priorities. We highly recommend it—10/10!”
Sasha B.
Downtown Dental Fenton
“The ability to manage all our payments—including payment plans, auto collections, patient subscriptions, and insurance payments—in one place has been invaluable for our staff and has greatly simplified the payment reconciliation process.”
Dr. James L.
West Lake Family Dental“Auto collection's automated messaging for past-due accounts has transformed how we reduce outstanding patient AR. Pairing this with balance breakdowns and easy patient opt-ins for payment plans has significantly increased our collection rate.”
Amanda R.
Drs Burau Family Dental“The Billing Co. offers great value by streamlining the management of overdue accounts, increasing collection success, and enhancing the overall experience for patients.”
Dr. Thomas J.
Main St Dental - SRQ
“We previously used spreadsheets to track our payment plans, with The Billing Company's payment plan functionality that days are gone, with their automatic payments and renewals our payment plans are a breeze”
Dr. Kwansoo L.
PNW Dental Center
“We had $100,000 in outstanding balances, and within 30 days of using The Billing Co.'s Auto Collect feature, we recovered $60,000. The automation streamlined our process and allowed our staff to focus on other priorities. We highly recommend it—10/10!”
Sasha B.
Downtown Dental Fenton
“The ability to manage all our payments—including payment plans, auto collections, patient subscriptions, and insurance payments—in one place has been invaluable for our staff and has greatly simplified the payment reconciliation process.”
Dr. James L.
West Lake Family Dental“Auto collection's automated messaging for past-due accounts has transformed how we reduce outstanding patient AR. Pairing this with balance breakdowns and easy patient opt-ins for payment plans has significantly increased our collection rate.”
Amanda R.
Drs Burau Family Dental“The Billing Co. offers great value by streamlining the management of overdue accounts, increasing collection success, and enhancing the overall experience for patients.”
Dr. Thomas J.
Main St Dental - SRQ
“We previously used spreadsheets to track our payment plans, with The Billing Company's payment plan functionality that days are gone, with their automatic payments and renewals our payment plans are a breeze”
Dr. Kwansoo L.
PNW Dental Center
“We had $100,000 in outstanding balances, and within 30 days of using The Billing Co.'s Auto Collect feature, we recovered $60,000. The automation streamlined our process and allowed our staff to focus on other priorities. We highly recommend it—10/10!”
Sasha B.
Downtown Dental Fenton
“The ability to manage all our payments—including payment plans, auto collections, patient subscriptions, and insurance payments—in one place has been invaluable for our staff and has greatly simplified the payment reconciliation process.”
Dr. James L.
West Lake Family Dental“Auto collection's automated messaging for past-due accounts has transformed how we reduce outstanding patient AR. Pairing this with balance breakdowns and easy patient opt-ins for payment plans has significantly increased our collection rate.”
Amanda R.
Drs Burau Family Dental“The Billing Co. offers great value by streamlining the management of overdue accounts, increasing collection success, and enhancing the overall experience for patients.”
Dr. Thomas J.
Main St Dental - SRQ
“We previously used spreadsheets to track our payment plans, with The Billing Company's payment plan functionality that days are gone, with their automatic payments and renewals our payment plans are a breeze”
Dr. Kwansoo L.
PNW Dental Center
“We had $100,000 in outstanding balances, and within 30 days of using The Billing Co.'s Auto Collect feature, we recovered $60,000. The automation streamlined our process and allowed our staff to focus on other priorities. We highly recommend it—10/10!”
Sasha B.
Downtown Dental Fenton
“The ability to manage all our payments—including payment plans, auto collections, patient subscriptions, and insurance payments—in one place has been invaluable for our staff and has greatly simplified the payment reconciliation process.”
Dr. James L.
West Lake Family Dental“Auto collection's automated messaging for past-due accounts has transformed how we reduce outstanding patient AR. Pairing this with balance breakdowns and easy patient opt-ins for payment plans has significantly increased our collection rate.”
Amanda R.
Drs Burau Family Dental
Each month, we help thousands of healthcare providers process millions of dollars in patient payments.
Curious to learn more?
Schedule a demo
Review The Billing Co. Platform
Receive an Outstanding Patient A/R Assessment
View Your Branded Payment Links and Account
No Obligation
Each month, we help thousands of healthcare providers process millions of dollars in patient payments.
Curious to learn more?
Schedule a demo
Review The Billing Co. Platform
Receive an Outstanding Patient A/R Assessment
View Your Branded Payment Links and Account
No Obligation
Each month, we help thousands of healthcare providers process millions of dollars in patient payments.
Curious to learn more?
Schedule a demo
Review The Billing Co. Platform
Receive an Outstanding Patient A/R Assessment
View Your Branded Payment Links and Account
No Obligation
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Product
Resources
© 2025 Axe Software. All Rights Reserved
Terms of Service